Group Health & Wellness
Predictable, High‑Value Benefits That Help You Attract and Keep Top Talent
Benefits System that Goes Above and Beyond for Your Team
Vensure Canada partners with EIO Solutions to deliver a smarter group benefits experience built around stable pricing, flexible coverage, and real employee value.
Why Benefits Matter More Than Ever
Health and wellness benefits are essential to any company’s strategic advantage:
- Health benefits are a non‑taxable form of compensation, making them more efficient than salary increases or bonuses
- Employees value their health coverage nearly 3× more than its actual cost
- Better benefits support employee health, engagement, productivity, and retention
- Job seekers actively compare benefits plans. Your offering reflects how much you value your people
The challenge?
Most traditional plans penalize you when employees actually use them.
The Problem with Traditional Benefits Plans
Most group health and dental plans are experience‑rated:
- The more employees use the plan, the higher your renewal costs
- Employers face a constant tradeoff: underused plans or rising premiums
- Many providers offer limited visibility into how benefits are being used
That’s not how benefits should work.
The Vensure Canada & EIO Difference: Stable, Common‑Sense Benefits
Vensure Canada works with EIO Solutions to offer plans designed differently from the ground up.
Stable-Rate Benefits, Backed by Aetna International
- Your plan is added to a stable‑rate benefits block, not experience‑rated
- Claims activity does not directly increase your renewal rates
- Renewal increases averaged only 2–5% over the past five years
- Backed by Aetna International, part of CVS Health, with over 60 years of global benefits expertise
Result:
Predictable costs for you and confidence for your employees.
We Provide Comprehensive, Customizable Coverage
Extended Health Care (EHC)
- Prescription drugs
- Paramedical services
- Medical devices
- Hospital and ambulatory care
- Travel insurance
- Vision care
- Virtual care, wellness support, and medical second opinions (by tier)
Plans are designed to meet provincial requirements and scale with your workforce.
Dental Benefits
- Cleanings and preventive care
- Periodontics and x‑rays
- Minor and major restorative services
- Orthodontics (by tier)
Pooled Insurance Protection
- Life insurance
- Accidental Death & Dismemberment (AD&D)
- Dependent life
- Critical illness
- Short‑term disability (STD)
- Long‑term disability (LTD)
Enhance Your Plan with Lifestyle+ Spending Accounts
Give employees more choice while maximizing their perceived value.
Lifestyle+ Spending Accounts allow you to allocate funds that employees can use how they choose:
Health Spending Account (HSA)
CRA‑eligible medical expenses (non‑taxable)
Wellness Spending Account
Employees can use funds for:
- Additional paramedical care
- Gym memberships and fitness equipment
- Mental wellness and alternative therapies
- Vitamins, preventive care, and more
Allocations can be customized by employee or class with total flexibility, total control.
A Seamless Employee Experience
Employees can easily manage their benefits with:
- An intuitive online member portal
- Mobile claims submission for fast reimbursements
- Clear visibility into coverage and usage
Less friction. More engagement.
Who Is Eligible?
EIO Benefits are available to:
- Canadian incorporated businesses with 1+ employees
- Active employees receiving a T4
- Plans offered consistently across employee groups
Why Choose Vensure Canada?
Vensure Canada goes beyond benefits brokerage.
- Strategic plan design aligned with your workforce
- Predictable costs that support long‑term growth
- Expert guidance and employee education
- A single partner for HR, payroll, and people solutions
Better Benefits Can Be Your Secret Weapon
Providing exceptional benefits doesn’t have to mean accepting unpredictable costs.
Talk to Vensure Canada today to explore Benefits and build a plan your employees will truly value without sacrificing budget certainty.